Disclaimer

Thepennygatherer is a marketing and lead-generation website. We are not an insurance company, insurance agency or insurance broker, and we do not underwrite, sell or issue insurance policies.

The $25,000 figure referenced on this website is an example of a coverage amount that may be available from participating carriers. It is not a guarantee of coverage, a government benefit, or a cash payment. Actual coverage amounts, premiums, eligibility and benefits vary by carrier, state, age, health and other underwriting factors.

Not all products or carriers are available in all states. Some policies may include a waiting period or graded death benefit. Speak with a licensed agent for complete details, including costs, limitations and exclusions.

Not a government website: Thepennygatherer is a private, advertising-supported website. It is not affiliated with, endorsed by, sponsored by or administered by the United States government, any state or local government, or any government agency, program or department — including the Centers for Medicare & Medicaid Services, the Social Security Administration, the Department of Veterans Affairs, the Department of Housing and Urban Development or the Federal Housing Administration. We do not administer benefits and we do not decide eligibility for any government program. Government programs are available free of charge directly from the agencies that run them.