Licensing & Disclosures

Thepennygatherer is not a licensed insurance agency. Insurance quotes, advice and policies are provided exclusively by independent, licensed insurance agents and agencies in states where they are licensed to do business.

Agents may represent a limited number of insurance carriers and may not offer every plan available in your area. Product availability, features and pricing vary by state and carrier.

Final expense insurance is a form of whole life insurance. Benefits may be limited or reduced during an initial waiting period on certain policies. Please review the policy documents provided by the carrier for complete terms.